Tag Archives: check verification by phone

Phone Check Verification Provides Peace of Mind When Accepting Checks

If you are a small business owner, you probably get asked daily if you will accept a check. Chances are you have been burned by people writing bad checks and now you are reluctant to accept a check from anyone. If only there was some way to be sure that the checks you receive actually have enough funds in the account. Well now there is! With the phone check verification system from Q-Check, you can automatically verify that the check is good, and you can continue to allow your customers the convenience of writing checks to you without having to worry that the check will bounce.

Check verification by phone is quite a powerful tool. The system will not only let you know whether or not to accept the check, it will also tell you the reason why if the answer is no. Possible reasons to decline a check could be that there are not enough funds in the account, the account is frozen or closed, the account has been reported as fraudulent, or that it has been reported that the account has had checks stolen from it. The phone check verification system is also affordable. You pay a small fee per phone check verification, and you get big results. And the more check verifications you purchase, the cheaper each one is, allowing you to reliably verify each and every check you receive.

Personal Checks are Welcome with Check Verification

Most businesses accept either cash or credit cards for payment, but not all of them will accept a personal check. Taking a personal check for payment opens up a whole list of possible negative outcomes that many business owners do not have the time, nor the desire to deal with. There are many dishonest people who will try to pass off a fraudulent or stolen check, or write a check using an old account that has been closed for months. Even people with the best of intentions can sometimes unknowingly write a check that will bounce. How does a business owner balance the need to be paid with the desire for convenience? With check verification services from Q-Check, you can once again feel comfortable accepting personal checks.

All Q-Check software has check verification by phone built in to it. When a customer pays by check, simply enter the check information into the system and click on the button for check verification. Through this easy process, our software will send the information out to a nationwide database of checking accounts and return a response code that lets you know whether to accept or decline the check. More than that, our check verification software will also tell you the reason for the response, which may help you decide whether or not you want to accept a check from that person in the future. To use this straight forward system, all you have to do is have a current software license from Q-Check, then purchase your verifications. We charge for each check  verification, but the more you buy the less it costs per verification. All check verifications expire after 6 months so be sure to use them in the allotted time frame.

With check verification from Q-Check, you can offer the convenience of accepting personal checks without having to worry about being burned. Our check verification by phone software is affordable and very easy to use, and will open up your ability to accept all different types of payments.